Características del producto
- El límite de las aportaciones anuales es de 8.000 euros.
- Duración mínima: 5 años.
- Rendimientos exentos de tributación al recuperar la inversión transcurrido dicho plazo.
- Se puede rescatar a partir del segundo año, de manera total o parcial.
- Cobertura por fallecimiento: 100% del fondo acumulado para los beneficiarios.
- Se puede optar por aportaciones periódicas (anual, trimestral, mensual…), o únicas (invirtiendo todo de una vez) y extraordinarias (lo que implica aportaciones esporádicas).
¿Cómo funciona?
Para beneficiarte de las ventajas fiscales que te ofrece PIAS Inversión debes aportar una prima única de 8.000 euros, o la misma cantidad con carácter anual sin exceder un ahorro total de 240.000 euros. Transcurridos 5 años de duración, podrás obtener el 100% de la inversión, así como los intereses generados por los fondos y todo ello exento de tributación siempre y cuando decidas cobrarlo en forma de renta vitalicia.
Fuente: Morningstar
| Fondo | Categoría morningstar | YTD 30/09/2024 | 1 mes | 3 meses | 1 año | 3 años | 2022 | 2023 | Riesgo |
|---|---|---|---|---|---|---|---|---|---|
| iProtect III: 5Y TIPP Certificate linked to Gesiuris Secure Global Opportunities NTR EUR Index / ENHASGO Index in EUR XS2392613456 | - | - | - | - | - | - | - | - | - |
| Amundi Funds - Euro Aggregate Bond A EUR (C) LU0616241476 | RF Diversificada EUR | 3,0% | 1,4% | 4,0% | 9,4% | -3,3% | -16,7% | 6,5% | 2 |
| Amundi Funds - European Equity Income ESG I2 EUR SATI D LU1883312891 | RF Diversificada EUR | 6,6% | -0,4% | 0,5% | 16,1% | 6,1% | -12,5% | 19,0% | 5 |
| Amundi Funds - European Equity Income ESG M2 EUR SATI D LU1883313436 | RV Europea Income | 6,5% | -0,4% | 0,5% | 16,0% | 6,0% | -12,6% | 18,9% | 5 |
| Amundi Funds Euro Aggregate Bond - I EUR C LU0616240585 | RF EUR Diversified Bond | 3,3% | 1,4% | 4,1% | 9,9% | -2,9% | -16,3% | 7,0% | 3 |
| Azvalor Internacional FI ES0112611001 | RV Global Cap. Flexible | 1,9% | 0,3% | 0,6% | 5,1% | 19,2% | 45,8% | 9,8% | 5 |
| Baillie Gifford Worldwide Emerging Markets Leading Companies Fund Class B EUR Acc IE00BW0DJK52 | RV Global Emergente | 13,2% | 4,4% | 0,8% | 15,8% | -1,6% | -21,2% | 7,3% | 5 |
| Bellevue Funds (Lux) Bellevue Medtech & Services I EUR LU0415391514 | RV Sector Salud | 12,1% | 0,2% | 2,1% | 18,3% | 2,9% | -11,3% | 1,6% | 5 |
| Bestinver Internacional FI ES0114638036 | RV Europa Cap. Flexible | 11,2% | 0,6% | 0,1% | 17,5% | 4,4% | -17,9% | 24,6% | 4 |
| BlackRock Global Funds - World Healthscience Fund D2 LU0827889485 | RV Sector Salud | 12,6% | -4,2% | -1,9% | 12,5% | 7,1% | 1,3% | -0,6% | 4 |
| BNY Mellon European Credit Fund EUR C Acc IE00B5SGRP88 | RF Deuda Corporativa EUR | 0,3% | -0,5% | 0,1% | 7,3% | -2,1% | -0,2% | -14,1% | 2 |
| BNY Mellon Global Real Return Fund (EUR) C Acc IE00B4Z6MP99 | Alt - Multiestrategia | 3,4% | 0,9% | 2,5% | 5,3% | -11,2% | 0,8% | -11,2% | 3 |
| Carmignac Portfolio Patrimoine F EUR Acc LU0992627611 | Mixtos Moderados EUR - Global | 6,1% | -0,7% | -1,1% | 10,1% | -0,9% | -8,8% | 2,7% | 3 |
| Carmignac Portfolio Sécurité FW EUR Acc LU0992624949 | RF Diversificada Corto Plazo EUR | 4,8% | 0,8% | 2,0% | 8,1% | 1,5% | -4,2% | 4,5% | 2 |
| Dunas Selección USA ESG Cubierto C FI ES0175404005 | RV USA | 20,1% | 1,7% | 4,6% | 33,1% | 9,9% | -20,4% | 23,7% | 5 |
| Dunas Valor Prudente I FI ES0175437039 | Retorno Absoluto | 4,0% | 0,5% | 1,7% | 6,1% | 3,1% | 0,2% | 5,2% | 2 |
| EDM-AHORRO R FI ES0168673038 | RF Diversificada Corto Plazo EUR | 2,6% | 0,5% | 2,0% | 5,2% | 1,0% | -4,4% | 5,0% | 2 |
| EDM International Latin American Equity L EUR LU0995383337 | RV Latinoamérica | -9,3% | -0,5% | 0,6% | 0,0% | 5,3% | 11,2% | 24,9% | 5 |
| EDM Inversion / Spanish Equity Clase I € LU1774745688 | RV España | 10,16% | 3,78% | 15,40% | 5,42% | -12,12% | 18,09% | - | 5 |
| Edmond de Rothschild Fund - Bond Allocation I EUR Acc LU1161526816 | RF Flexible EUR | 3,1% | 0,9% | 4,3% | 12,7% | 0,1% | -8,6% | 6,8% | 2 |
| Inver Recuperación: Ensemble Notes linked to the Euro STOXX Select Dividend 30 Index XS2297884426 | - | - | - | - | - | - | - | - | - |
| Tranquilidad 3: EUR Credit Linked Securities linked to the credit of Republic of Italy due 10 January 2027 XS2579908935 | - | - | - | - | - | - | - | - | - |
| Fidelity Funds - America Fund Y-Acc-EUR LU0755218046 | RV USA Cap. Grande Value | 8,2% | -1,6% | -1,5% | 11,6% | 9,5% | 1,3% | 8,8% | 4 |
| Fidelity Funds - Sustainable Health Care Fund A-Acc-EUR LU0261952419 | RV Sector Salud | 12,6% | -4,0% | -0,6% | 15,5% | 4,3% | -9,1% | 2,2% | 4 |
| FTGF ClearBridge US Large Cap Growth Fund Class A Euro Accumulating IE00B19Z9612 | RV USA Cap. Grande Growth | 20,9% | 1,1% | 0,4% | 33,0% | 9,7% | -28,6% | 38,2% | 5 |
| GDP World Corporate Bonds FI ES0141102006 | RF Deuda Corporativa Global | 4,2% | 0,9% | 2,7% | 6,8% | -0,6 | -8,6% | 3,7% | 2 |
| GDP World Equity FI ES0132236003 | RV Global Cap. Flexible | 20,8% | 2,6% | 2,1% | 23,1% | 10,2 | -8,7% | 14,8% | 4 |
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados Fi - Bolsa Mundial ES0170554002 | - | - | - | - | - | - | - | - | 4 |
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados FI - Mixto Internacional ES0170554010 | - | - | - | - | - | - | - | - | 3 |
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados FI - Renta Fija Internacional ES0170554028 | - | - | - | - | - | - | - | - | 3 |
| Gesiuris Multigestión FI – Fixed Income ES0109695033 | RF Corto Plazo | 2,82% | 0,54% | 1,37% | 4,41% | 1,04% | -2,41% | 3,08 | 2 |
| JPMorgan Funds - Global Healthcare Fund A (acc) - EUR LU0880062913 | RV Sector Salud | 9,7% | -5,2% | -1,4% | 11,5% | 3,7% | -3,7% | -0,8% | 4 |
| Nordea 1 - Stable Return Fund BI EUR LU0351545230 | Mixtos Moderados EUR - Global | 4,4% | 0,9% | 6,0% | 7,0% | 0,7% | -8,1% | 2,6% | 3 |
| Pareturn GVC Gaesco Absolute Return I LU1144807119 | Alt - Multiestrategia | 6,9% | 1,1% | 2,1% | 9,3% | 3,6% | -6,4% | 6,5% | 4 |
| PSN Multiestrategía Internacional Calidad FI ES0172053037 | RV Global Calidad | 7,54% | 0,54% | 1,37% | 4,41% | 1,04% | -2,41% | 3,08% | 4 |
| PSN Multiestrategía Renta Fija Mixta Internacional FI ES0172053029 | Renta Fija Mixta Internacional | 4,1% | 0,6% | 2,4% | 8,7% | 1,0% | -6,7% | 4,4% | 2 |
| PSN Multiestrategía Renta Variable Internacional FI ES0172053011 | Renta Variable Internacional | 4,9% | 0,6% | 2,1% | 8,9% | -2,0% | -21,4% | 9,5% | 4 |
| PSN Multiestrategía Renta Variable Mixta Internacional FI ES0172053003 | Renta Variable Mixta Internacional | 6,2% | 0,8% | 3,0% | 10,0% | 1,0% | -11,5% | 6,4% | 3 |
| Robeco BP US Premium Equities IH € LU0320897043 | RV USA y Otros | 9,8% | -0,2% | 6,0% | 18,6% | 6,4% | -6,3% | 9,3% | 5 |
| Sabadell Emergente Mixto Flexible Plus FI ES0105142014 | Mixtos Global Emergentes | 9,8% | 2,1% | 2,3% | 14,5% | 1,2% | -11,9% | 5,9% | 3 |
| Value Tree European Equities LU1453543073 | Mixtos Agresivos EUR - Global | 5,8% | -1,1% | 1,1% | 8,8% | 2,5% | -7,6% | 7,2% | 4 |
| Cima 2x5 XS2162037399 | - | - | - | - | - | - | - | - | - |
| SOCIMI - PSN GESTION ACCION 00A000000002 | - | - | - | - | - | - | - | - | - |
| Fondo | ISIN | Rating Morningstar |
|---|---|---|
| iProtect III: 5Y TIPP Certificate linked to Gesiuris Secure Global Opportunities NTR EUR Index / ENHASGO Index in EUR | XS2392613456 |
|
| Amundi Funds - Euro Aggregate Bond A EUR (C) | LU0616241476 |
|
| Amundi Funds - European Equity Income ESG I2 EUR SATI D | LU1883312891 |
|
| Amundi Funds - European Equity Income ESG M2 EUR SATI D | LU1883313436 |
|
| Amundi Funds Euro Aggregate Bond - I EUR C | LU0616240585 |
|
| Azvalor Internacional FI | ES0112611001 |
|
| Baillie Gifford Worldwide Emerging Markets Leading Companies Fund Class B EUR Acc | IE00BW0DJK52 |
|
| Bellevue Funds (Lux) Bellevue Medtech & Services I EUR | LU0415391514 |
|
| Bestinver Internacional FI | ES0114638036 |
|
| BlackRock Global Funds - World Healthscience Fund D2 | LU0827889485 |
|
| BNY Mellon European Credit Fund EUR C Acc | IE00B5SGRP88 |
|
| BNY Mellon Global Real Return Fund (EUR) C Acc | IE00B4Z6MP99 |
|
| Carmignac Portfolio Patrimoine F EUR Acc | LU0992627611 |
|
| Carmignac Portfolio Sécurité FW EUR Acc | LU0992624949 |
|
| Dunas Selección USA ESG Cubierto C FI | ES0175404005 |
|
| Dunas Valor Prudente I FI | ES0175437039 |
|
| EDM-AHORRO R FI | ES0168673038 |
|
| EDM International Latin American Equity L EUR | LU0995383337 |
|
| EDM Inversion / Spanish Equity Clase I € | LU1774745688 |
|
| Dunas Valor Prudente I FI | ES0175437039 |
|
| EDM-AHORRO R FI | ES0168673038 |
|
| EDM International Latin American Equity L EUR | LU0995383337 |
|
| EDM Inversion / Spanish Equity Clase I € | LU1774745688 |
|
| Edmond de Rothschild Fund - Bond Allocation I EUR Acc | LU1161526816 |
|
| Inver Recuperación: Ensemble Notes linked to the Euro STOXX Select Dividend 30 Index | XS2297884426 |
|
| Tranquilidad 3: EUR Credit Linked Securities linked to the credit of Republic of Italy due 10 January 2027 | XS2579908935 |
|
| Fidelity Funds - America Fund Y-Acc-EUR | LU0755218046 |
|
| Fidelity Funds - Sustainable Health Care Fund A-Acc-EUR | LU0261952419 |
|
| FTGF ClearBridge US Large Cap Growth Fund Class A Euro Accumulating | IE00B19Z9612 |
|
| GDP World Corporate Bonds FI | ES0141102006 |
|
| GDP World Equity FI | ES0132236003 |
|
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados Fi - Bolsa Mundial | ES0170554002 |
|
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados FI - Mixto Internacional | ES0170554010 |
|
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados FI - Renta Fija Internacional | ES0170554028 |
|
| Gesiuris Multigestión FI – Fixed Income | ES0109695033 |
|
| JPMorgan Funds - Global Healthcare Fund A (acc) - EUR | LU0880062913 |
|
| Nordea 1 - Stable Return Fund BI EUR | LU0351545230 |
|
| Pareturn GVC Gaesco Absolute Return I | LU1144807119 |
|
| PSN Multiestrategía Internacional Calidad FI | ES0172053037 |
|
| PSN Multiestrategía Renta Fija Mixta Internacional FI | ES0172053029 |
|
| PSN Multiestrategía Renta Variable Internacional FI | ES0172053011 |
|
| PSN Multiestrategía Renta Variable Mixta Internacional FI | ES0172053003 |
|
| Robeco BP US Premium Equities IH € | LU0320897043 |
|
| Sabadell Emergente Mixto Flexible Plus FI | ES0105142014 |
|
| Value Tree European Equities | LU1453543073 |
|
| Cima 2x5 | XS2162037399 |
|
| SOCIMI - PSN GESTION ACCION | 00A000000002 |
|
| Fondo | Folleto | KID | Ficha |
|---|---|---|---|
| iProtect III: 5Y TIPP Certificate linked to Gesiuris Secure Global Opportunities NTR EUR Index / ENHASGO Index in EUR | - | - | - |
| Amundi Funds - Euro Aggregate Bond A EUR (C) |
|
- | - |
| Amundi Funds - European Equity Income ESG I2 EUR SATI D | - | - | - |
| Amundi Funds - European Equity Income ESG M2 EUR SATI D | - | - | - |
| Amundi Funds Euro Aggregate Bond - I EUR C | - |
|
|
| Azvalor Internacional FI |
|
|
|
| Baillie Gifford Worldwide Emerging Markets Leading Companies Fund Class B EUR Acc |
|
|
|
| Bellevue Funds (Lux) Bellevue Medtech & Services I EUR | - |
|
|
| Bestinver Internacional FI | - |
|
|
| BlackRock Global Funds - World Healthscience Fund D2 |
|
|
|
| BNY Mellon European Credit Fund EUR C Acc |
|
|
|
| BNY Mellon Global Real Return Fund (EUR) C Acc |
|
|
|
| Carmignac Portfolio Patrimoine F EUR Acc | - |
|
|
| Carmignac Portfolio Sécurité FW EUR Acc |
|
|
|
| Dunas Selección USA ESG Cubierto C FI | - | - | - |
| Dunas Valor Prudente I FI |
|
|
|
| EDM-AHORRO R FI |
|
|
|
| EDM International Latin American Equity L EUR | - |
|
|
| EDM Inversion / Spanish Equity Clase I € | - | - | - |
| Edmond de Rothschild Fund - Bond Allocation I EUR Acc | - |
|
|
| Inver Recuperación: Ensemble Notes linked to the Euro STOXX Select Dividend 30 Index | - | - | - |
| Tranquilidad 3: EUR Credit Linked Securities linked to the credit of Republic of Italy due 10 January 2027 | - | - | - |
| Fidelity Funds - America Fund Y-Acc-EUR |
|
|
|
| Fidelity Funds - Sustainable Health Care Fund A-Acc-EUR | - |
|
|
| FTGF ClearBridge US Large Cap Growth Fund Class A Euro Accumulating |
|
|
|
| GDP World Corporate Bonds FI |
|
|
|
| GDP World Equity FI | - |
|
|
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados Fi - Bolsa Mundial | - |
|
- |
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados FI - Mixto Internacional | - |
|
- |
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados FI - Renta Fija Internacional | - |
|
- |
| Gesiuris Multigestión FI – Fixed Income |
|
|
- |
| JPMorgan Funds - Global Healthcare Fund A (acc) - EUR |
|
|
|
| Nordea 1 - Stable Return Fund BI EUR |
|
|
|
| Pareturn GVC Gaesco Absolute Return I | - |
|
|
| PSN Multiestrategía Internacional Calidad FI | - | - | - |
| PSN Multiestrategía Renta Fija Mixta Internacional FI | - |
|
|
| PSN Multiestrategía Renta Variable Internacional FI | - |
|
|
| PSN Multiestrategía Renta Variable Mixta Internacional FI | - |
|
|
| Robeco BP US Premium Equities IH € |
|
|
|
| Sabadell Emergente Mixto Flexible Plus FI | - |
|
|
| Value Tree European Equities |
|
|
|
| Cima 2x5 | - | - | - |
| SOCIMI - PSN GESTION ACCION | - | - | - |
| Fondo | Gastos corrientes |
|---|---|
| iProtect III: 5Y TIPP Certificate linked to Gesiuris Secure Global Opportunities NTR EUR Index / ENHASGO Index in EUR | - |
| Amundi Funds - Euro Aggregate Bond A EUR (C) | - |
| Amundi Funds - European Equity Income ESG I2 EUR SATI D | - |
| Amundi Funds - European Equity Income ESG M2 EUR SATI D | - |
| Amundi Funds Euro Aggregate Bond - I EUR C | 0,46% |
| Azvalor Internacional FI | 1,88% |
| Baillie Gifford Worldwide Emerging Markets Leading Companies Fund Class B EUR Acc | 0,82% |
| Bellevue Funds (Lux) Bellevue Medtech & Services I EUR | 1,49% |
| Bestinver Internacional FI | 1,84% |
| BlackRock Global Funds - World Healthscience Fund D2 | 1,07% |
| BNY Mellon European Credit Fund EUR C Acc | 0,63% |
| BNY Mellon Global Real Return Fund (EUR) C Acc | 1,10% |
| Bestinver Internacional FI | 1,84% |
| Carmignac Patrimoine F Euro acc | 1,15% |
| Carmignac Portfolio Sécurité FW EUR Acc | 0,55% |
| Dunas Selección USA ESG Cubierto C FI | - |
| Dunas Valor Prudente I FI | 0,32% |
| EDM-AHORRO R FI | 1,05% |
| EDM International Latin American Equity L EUR | 1,76% |
| EDM Inversion / Spanish Equity Clase I € | - |
| EDM International Latin American Equity L EUR | 1,76% |
| Edmond de Rothschild Fund - Bond Allocation I EUR Acc | 0,71% |
| Inver Recuperación: Ensemble Notes linked to the Euro STOXX Select Dividend 30 Index | - |
| Tranquilidad 3: EUR Credit Linked Securities linked to the credit of Republic of Italy due 10 January 2027 | - |
| Fidelity Funds - America Fund Y-Acc-EUR | 1,04% |
| Fidelity Funds - Sustainable Health Care Fund A-Acc-EUR | 1,9% |
| FTGF ClearBridge US Large Cap Growth Fund Class A Euro Accumulating | 1,69% |
| PSN Multiestrategía Renta Fija Mixta Internacional FI | 1,24% |
| GDP World Corporate Bonds FI | 0,27% |
| GDP World Equity FI | 0,4% |
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados Fi - Bolsa Mundial | - |
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados FI - Mixto Internacional | - |
| Gesiuris Asset Management Sgiic SA.- PSN Perfilados FI - Renta Fija Internacional | - |
| Gesiuris Multigestión FI – Fixed Income | - |
| JPMorgan Funds - Global Healthcare Fund A (acc) - EUR | 1,71% |
| Nordea 1 - Stable Return Fund BI EUR | 1,03% |
| Pareturn GVC Gaesco Absolute Return I | 0,97% |
| PSN Multiestrategía Internacional Calidad FI | - |
| PSN Multiestrategía Renta Fija Mixta Internacional FI | 1,24% |
| PSN Multiestrategía Renta Variable Internacional FI | 1,29% |
| PSN Multiestrategía Renta Variable Mixta Internacional FI | 1,44% |
| Robeco BP US Premium Equities IH € | 0,83% |
| Sabadell Emergente Mixto Flexible Plus FI | 1,5% |
| Value Tree European Equities | 2,45% |
| Cima 2x5 | - |
| SOCIMI - PSN GESTION ACCION | - |
